Posts Tagged ‘Alternative Student Loans’

Student Loans Give Single Mom a Chance to Continue College

January 24th, 2010

With two children in custody after I divorced my ex-husband who also refused to pay his court-ordered child support, I decided to go back to school to finish my degree. In order to face the current economic status, I knew it was important not only for me but for our future to finish that degree that I have started ten years ago.

My parents had paid for college when I enrolled right out of high school, but I was now almost 30 and didn\’t feel right about even asking for financial help from them. They need to control their spending as they are getting close to retirement. Besides, they had already offered to help me with the kids while I was in class, and when I needed quiet time to study, so I felt like they were already supporting my decision in a way that was best for all of us.

Although student loans are available, I actually do not have any idea on how to apply for one. I was starting to think maybe this wasn\’t the best idea. College at my age? With two kids, not much money to put food on the table, and purchase those expensive textbooks? My cousin was able to sense my apprehension and urged her daughter, who was getting ready to start her sophomore year in college to talk to me and discuss about student loans and college in general.

She suggested OnlineStudentLoansGuide.com, the website that had helped her so much. Basically, Online Student Loans Guide was an online guide where you can learn a lot about the many types of available student loans.

I learned that federal student loans are backed by the government. Laws have been set into place to protect both the student and the government with this type of loan. This is definitely an advantage when comparing against other types of loans, since they do not have as many regulations in place.

After reading through Online Student Loans Guide, I was quite sure that a federal student loan would work perfectly for me so I discussed it with the university\’s financial aid department. They guided me in filling out the paper properly, sent it off then I became a full-time college student.

I was so delighted that OnlineStudentLoansGuide.com provided me a learning regarding the ins and outs of student loans.

Any plans of returning back to college? Take time to stop and learn from OnlineStudentLoansGuide.com all relating how to get the funds you require in pursuing your education, whether you are looking for a federal student loan, private loan or an alternative student loan.

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More Shattered Dreams from Family Loss

January 10th, 2010

Since I was a small child, my parents had encouraged me make it a priority to complete my education. Hoping to be the first person in our family who would finish college would definitely make them very proud.

My studies were my top priority and I graduated with honors and received a substantial scholarship. My parents were very proud during the graduation ceremony and told our family friends on every possible opportunity that I would soon enter the large university, which was just a couple of hours away from our home.

Freshman year was fabulous! My courses were challenging and I loved living in the dorm and getting to know my roommates. I planned to return home for the summer, get a part-time job, reunite with high school friends, and unwind after a year of studying hard. However, my plans were quickly changed when I discovered that my dad had been ill for several weeks.

My parents hid it from me to prevent me from worrying. \”You had final exams to think about, honey,\” my mom explained, but it did not make the news any easier to accept. My dad was in a terminal condition and there was nothing his doctors could do further.

I returned to campus for my sophomore year in August. My parents insisted me to go although I do not want to leave my family. I received a phone call two weeks later. My dad died.

The next two weeks were a blur of somehow making it home from college, sympathetic hugs from people I had not seen for years, and finding a few good shoulders to cry on. I just could not get my focus into place when I returned to campus although my professors were willing to work with me so that I could catch up with what I had missed after knowing what had happened while I was at home helping my mom with arrangements.

I was not getting much sleep because of frequent nightmares that kept on visiting me. I kept on ignoring my alarm whenever it rings in the morning and continue sleeping. Which I did most of the time. My grades significantly went down and I just felt that I do not have the energy or desire to do something about it.

Then something happened that I dreaded to happen. I lost my scholarship. Then I asked myself how can I finish my degree without the scholarship?

My roommate, Tiff got a phone call from her parents just when my depression was hitting a new low. They told me to hold on and not to lose hope. It turns out, they had some financial difficulties and had worried about sending Tiff to college. Before our freshman year began, they discovered OnlineStudentLoansGuide.com. They encouraged me to have my mom visit the web site immediately, which we did exactly.

Their advice saved me from dropping out of college for good. Mom and I looked over the web site and learned about the different types of student loans that I might qualify for. The site discusses the need-based student loans, government student loans, alternative student loans, subsidized and non-subsidized loans, making it easier for us to understand.

There was even information about student loans for graduate school, which I read over just in case I decide to take my education even further. I know that my dad would be proud of it.

If you are terrified that you or your teen may not be able to afford to pay for college, take a look at the resources available at OnlineStudentLoansGuide. com. The web site provides pertinent information regarding many types of available alternative student loans.

Learn About Online Student Loans With A New Resource

November 28th, 2009

When I graduated from high school, I felt I was on top of the world. As a result of my academic success, I had received a scholarship to one of the nation’s premier universities. I had already chosen the field I wanted to go into, veterinary medicine, and I was excited about college and about my studies. I left for university with big dreams and high hopes. Many choices still lay ahead of me, however, and I was not prepared for any of them.

Unfortunately, after my first term of school I was not happy with my veterinary studies. Being a veterinarian was just not what I had expected, and I became disenchanted with the idea that this was my chosen path. In a way, I admit I grew a little depressed. I was not studying well, and my grades suffered. By the time my first year was completed, I had barely earned average grades in several key classes.

Unfortunately, as a result, my university scholarship was lost. My plan was to take business management classes my sophomore year with a professor I liked during classes in my first year. I sincerely believed that I should focus on business because it would provide me with the education I needed for the future; it was a much better subject for me to pursue. However, I now had to figure out how I would pay for my university tuition.

I drove home to my parents for summer break, and anxiously told them all about what had happened. I didn’t have any information about the different student loans that are available, and I didn’t have any clue how to look for them. At first, I thought my parents were going to be angry. Fortunately enough, they were not. In fact, my parents had great information to share with me.

My Dad had found a website called Online Student Loans Guide, and told me all about it. In every detail possible, loans for students are described on the website. From graduate student loans to government student loans, every school loan you can think of has been outlined for consumers. Online student loans have always been a mystery to me, but they no longer were after I read the extensive information that the Online Student Loans Guide provided me.

My parents and I researched the website further, and gathered information about the many choices of student loans that were available to me. We learned about payment terms, interest rates, and default penalties. Through the information on the website, we learned the difference between subsidized and non-subsidized student loans. Finally, after much consideration of the information read, we were able to decide which student loans made the most sense for me. None of us wanted me to graduate from university with terrible payment terms part of an onerous school loan. The Student Loans Guide made it possible for me to make the best choices for my future, from both an educational and a financial standpoint.

You can also make right decisions for your financial future when you drop by the Online Student Loans Guide.The information offered by the page makes student loans much less complicated and easy to comprehend.